Debt Collection Index
Find a specific page or step-by-step instructions within our debt collection content.
Debt collection basics
Related topics and resources
Civil Discovery
Civil Discovery
Before you're sued
Negotiate with a debt collector
Options if you're sued
Your options when you're sued for a debt
If you received a Summons (form SUM-100) and Complaint
Ways you can settle and dismiss your case
Respond and defend yourself
Defenses you can use in a debt lawsuit
File your Answer with the court
Prepare for your trial
Overview Prepare for your debt trial
Prepare for your Case Management Conference
Review Plaintiff's Declaration
Discovery (requesting and responding)
Go to your trial
After the trial and judgment
Make a claim of exemption (wage garnishment)
Make a claim of exemption (bank levy)
Provide more information to support your claim