After a Judgment in a Debt Collection Case

If a judgment is entered against you, it means someone went to court to force you to pay them money and the court agreed that you should pay the money. But, they have to do more to collect money from you.  


If someone is trying to collect money based on a court order:  

  • You may challenge a bank levy or wage garnishment, but you must act quickly.  
  • You may be able to undo (“set aside”) this judgment if you didn’t respond. 

  •  You may be able to start a payment plan or negotiate with the debt collector.  

  • You will not go to jail for having a judgment against you. 

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