Auto debt lawsuits in California

If you have auto debt that the creditor claims you did not pay, you may be facing issues with debt collectors or even a lawsuit. The steps shown below give an overview of the typical steps involved in auto debt lawsuits.

Important things to know

  • You will not go to jail for having an unpaid auto debt or having a judgment against you
  • You may be able to negotiate and settle your auto debt, often for less than you owe
  • Another company may have bought your debt from the creditor and this debt buyer may be who is suing you
  • You may defend your case, and it is up to the creditor debt to prove that you owe the money  
  • If you lose, there are limits as to what the other side can take from you to collect the judgment 
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