If you can't pay a judgment
If you can’t pay what the court says you owe or can’t pay all the money right away, a few things will happen. The money you owe may increase. It can go on your credit report. But, you have some options.
If you don't pay, what you owe can increase
As long as the money is unpaid, it gathers interest at 5% or 10% per year (for example, if 10% interest, $1,000 owed becomes $1,100 after a year, $2,000 at 10 years). The sooner it is paid, the less interest you will have to pay. Any money the other side spends trying to collect the money can be added to what you owe.
You may be judgment proof if you have little income or money. There are laws that limit what income or assets a creditor can and cannot take from you to pay off a judgment. If you do not have anything the law allows a creditor to take, you may be judgment proof.