Other types of debt in California
If you have another type of debt that is neither credit card, medical bills, auto loans, or student loans that the creditor claims you did not pay, you may be facing issues with debt collectors or even a lawsuit. The steps shown below give an overview of the typical steps involved in other types of debt lawsuits.
Important things to know
- You will not go to jail for having an unpaid type of debt or having a judgment against you
- You may be able to negotiate and settle your type of debt, often for less than you owe
- Another company may have bought your debt from the creditor and this debt buyer may be who is suing you
- You may defend your case, and it is up to the creditor debt to prove that you owe the money
- If you lose, there are limits as to what the other side can take from you to collect the judgment