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What happens if you receive a judgment in a debt lawsuit

A judgment is a court order stating that you owe the debt collector money because of a lawsuit. You may have received a judgment because the court decided in favor of the debt collector in a trial, or because you did not respond to a lawsuit that was filed against you.

Debt Collection

What to expect if you default in a debt case

If you're sued for a debt you owe and receive legal forms called a Summons and Complaint, you can choose to do nothing. This means that the debt collector can ask the court to order you to pay the debt. This is called a default or a default judgement.

Debt Collection

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