Student loan debt lawsuits in California
If you have student loan debt that the creditor claims you did not pay, you may be facing issues with debt collectors or even a lawsuit. The steps shown below give an overview of the typical steps involved in student loan debt lawsuits.
Important things to know
- You will not go to jail for having an unpaid student loan debt or having a judgment against you
- You may be able to negotiate and settle your student loan debt, often for less than you owe
- Another company may have bought your debt from the creditor and this debt buyer may be who is suing you
- You may defend your case, and it is up to the creditor debt to prove that you owe the money
- If you lose, there are limits as to what the other side can take from you to collect the judgment